Online Payment Gateway Website Mein Kaise Add Karein — Bihar Business Guide 2026

Website banwai — ab online payment bhi chahiye? Razorpay, PayU, PhonePe — kaun sa better hai Bihar ke liye? Complete setup guide Hindi mein.

✍️ Abhishek Bharti 📅 29 August, 2026 ⏰ 6 min read 🌐 Payment Guide

Muzaffarpur ki ek salon owner ne website banwai — WhatsApp booking chal raha tha. Lekin customers advance payment nahi kar pa rahe the — no-shows bahut hote the. Razorpay payment link add kiya — advance payment mandatory kiya. No-shows 80% kam ho gayi aur revenue increase ho gaya.

Online payment gateway aapki website pe digital payment accept karne ki facility deta hai — UPI, card, net banking, EMI sab. Aaj Bihar businesses ke liye guide likhte hain.

Payment Gateway Kya Hota Hai?

Payment gateway ek service hai jo aapki website aur bank ke beech ka bridge ka kaam karta hai. Customer aapki website pe payment karta hai — gateway secure tarike se money transfer karta hai aapke account mein. Popular gateways hain: Razorpay, PayU, PhonePe for Business, Cashfree.

Bihar Ke Liye Best Payment Gateways

💰

Razorpay

Bihar businesses ke liye #1 choice. Easy setup, UPI + cards + net banking. 2% commission per transaction.

Recommended: Most popular

📱

PhonePe for Business

UPI payments ke liye best. Bihar mein PhonePe users bahut hain. Simple setup, low fees.

Best for: UPI only

💳

PayU

Established gateway, multiple payment options. Slightly complex setup lekin reliable.

Best for: Large businesses

📈

Cashfree

Fast settlements, good for payouts. Growing popular in Bihar e-commerce.

Best for: E-commerce

Razorpay Kaise Setup Karein — Step by Step

Account Banao

razorpay.com pe jao, "Sign Up" karo. Email aur phone se register karo — free hai.

KYC Complete Karo

Business details, PAN, bank account details submit karo. 1-2 din mein verify hota hai.

Payment Link Banao

Razorpay dashboard mein "Payment Links" section mein jaao — amount set karo, link generate karo. WhatsApp pe share karo customers ko.

Website Pe Integrate Karo

Developer se Razorpay button website pe add karwao. Ya Shy Web Tech se website banwate time payment integration request karo.

Payment Gateway Ke Bina Bhi Kaam Kar Sakte Ho?

Haan! Bihar mein bahut log yeh methods use karte hain:

UPI QR code — Google Pay, PhonePe QR code website pe daalo
Razorpay Payment Link — WhatsApp pe link bhejo, customer pay kare
Bank transfer — account details share karo, NEFT/IMPS

💡 Bihar Ke Liye Best Approach: Pehle Razorpay Payment Links se shuru karo — free hai, setup aasaan hai. Jab website traffic aane lage aur regular transactions hon toh full payment gateway integrate karo.

Fees Kitni Lagti Hai?

Account setup: Free
Per transaction: 2% + GST (Razorpay standard)
Settlement: T+2 days (2 din mein paise aate hain)
Monthly fee: Koi nahi — sirf per transaction charge

✔ Simple Math: Agar ₹1,000 ka payment aaya toh aapko ₹978 milenge (2% = ₹20 + GST ₹2). Bihar ke local businesses ke liye yeh negligible hai — convenience zyada important hai.

Bihar Mein Digital Growth Chahiye?

Free consultation — aapke business ke liye best plan banayenge

💬 Free Consultation Lo

Abhishek Bharti

Founder & CEO, Shy Web Tech | Digital Marketing Specialist, Web Developer & AI Certified | Bihar ke businesses ko digital growth dene ka mission.

Aur Padho